A Non-profit HealthShare Organization

Zion HealthShare is a non-profit HealthShare organization that provides an affordable alternative to traditional health insurance for individuals, families, and organizations. Members pay monthly contributions that go towards covering the medical expenses of others in their community. As a member, you can have peace of mind knowing that your contributions are helping those in need, while also providing financial security for yourself if you ever need medical care.

With no restrictions on healthcare providers or networks, and no annual or lifetime sharing caps, Zion HealthShare provides members with the freedom and flexibility to choose the best medical care for themselves and their families.

Unlike some other HealthShare programs, Zion HealthShare is not faith-based and does not require any statement of religious affiliation for participants to join.

How it works

  • Members agree to shared standards of healthy living and ethical behavior.
  • Monthly contributions are based on age and household size.
  • Members request sharing from the community when they have a medical need.
  • An initial unshareable amount (IUA) is paid for each medical need, followed by sharing of 100% of eligible costs using member contributions.

Program Highlights

Acceptance regardless of religion or beliefs

Zion HealthShare accepts members regardless of their religious or ethical beliefs.

Global Coverage

With Zion HealthShare, members are covered for medical emergencies worldwide, meaning that they do not need to purchase additional travel insurance.

No Caps on Sharing

There are no annual or lifetime sharing caps for members of Zion HealthShare.

Freedom of Provider Choice

Members of Zion HealthShare are free to visit any healthcare provider they choose, without being restricted by a specific network.

Alternative Treatment Consideration

Zion HealthShare considers alternative treatments as part of their coverage options.

End of Life Assistance

Zion HealthShare offers end of life assistance up to $10,000 to members.

Zion HealthShare Plans

Zion offers two health plans. Both plans provide coverage for preventive care, telemedicine, and access to the PHCS/Multiplan national PPO network of doctors. However, there are some key differences between the plans, such as copays, prescription coverage, and the option for an HSA account.


The Preventive HSA 01 health plan is HSA qualified and includes preventive care, discount prescriptions, and Teladoc® membership.

It provides coverage for preventive services, and no out-of-pocket costs are required for in-network services. The plan includes a discount prescription card and allows for optional deposits into an Optum Bank HSA account. It provides access to the PHCS/Multiplan national PPO network of doctors.


Preventive Advanced 01 plan provides coverage for preventive services, copays for doctor visits, prescription coverage, and a Teladoc® membership.

The plan offers coverage for pre-existing conditions and a set number of visits and payouts for services. The plan also includes preventive care services and membership with a telemedicine provider. Prescription coverage is available with copays for different tiers of medication.

The plan provides access to a national PPO network of doctors. More information is available in the plan's Statement of Benefits and Coverage (SBC).

Want to find out if OneShare is a good fit for your health coverage needs?

Simply fill out the form below or give us a call at (619) 435-3636. We can answer your questions, get you a quote, and handle your application start to finish. There’s no obligation to buy, ever, and because we are an independent agency, we can help you compare this product with many others on the market—at no extra cost to you.

A HealthShare is a nonprofit organization that can act as an affordable alternative to traditional health insurance for many individuals, families, and organizations..

Organizations must be a 501(c)(3) Not for Profit

Members of HealthShare are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act. The individual shared responsibility provision was repealed in December 2017, effective in 2019.